Posts Tagged ‘brooklyn new york real estate agent’

4 Questions to Ask Before Lending Money to Your Child to Buy Brooklyn Real Estate

Sunday, September 4th, 2011

Questions and Answers from Charles The Realtor®

You’ve reviewed your finances and have decided you can afford to and want to help your child buy Brooklyn real estate.  Is lending the money to your offspring your best option?  Here are some questions to consider when making this decision.

  1. 1. Will you need the money later?

If there’s a chance that you might need the money to live on at some point, lending the money to your child is a better option than giving it to them.  You can always forgive part of the loan later on, if you find you don’t need the money to live on.

  1. 2. How much should you lend?

Depending on your financial situation, you can lend part or all of the down payment or part or all of the purchase price of the Brooklyn real estate.

If you have enough money to lend the entire mortgage amount, consult with your financial planner to determine if this is the best option for you. Lending the entire amount often offers you more interest than you’d get from a bank and gives your child an even lower interest rate than he or she would get with a traditional mortgage.  It also allows your child to deduct the mortgage interest because the loan is secured by the property.

  1. 3. Who will receive the mortgage payments?

Decide if you want to receive the monthly mortgage payments or if you’d prefer to have a third party service the mortgage.  If you want to know more about employing a third party to draw up the mortgage contract and accept the monthly payments, look into companies that handle intra-family loans.

  1. 4. How much interest should you charge?

As part of the loan agreement, you’ll want to charge an interest rate equal to the IRS-approved Applicable Federal Rates (AFRs). The AFR is the lowest interest rate you can charge without causing any unwanted tax complications.  Work with your financial and legal experts to ensure the loan agreement is in the best interests of both you and your child.

Let me help you find the Brooklyn real estate that meets the needs of you and your child – and get it at a great price!  Call call Charles D’Alessandro your Brooklyn real estate agent with Fillmore Real Estate at 718/253-9600 ext 206 or email me at [email protected],

Brooklyn Realtor Interview’s With a Mortgage Professional

Tuesday, February 1st, 2011

One of the biggest challenges for Brooklyn’s first time home buyer is the financing . Here in this video is Charles D’Alessandro of Fillmore Real Estate a Brooklyn New York real estate agent and Tony Cetta  a mortgage professional with Continental Home Loans discussing the challenges for first time home buyers in today’s market.

Thinking of buying a home?  I can help you ,if you are a first time Brooklyn Home buyer or looking to relocate. I will help you and find a home that fits your values and lifestyle.  Give me a call today Charles D’Alessandro of Fillmore Real Estate at (718) 253-9600 ext 206 or email me at [email protected]

Picking a Brooklyn Real Estate Agent

Thursday, December 3rd, 2009

Picking a real estate agent to represent you in your Brooklyn real estate transaction is a big decision. Buying a home isn’t something most people do on a regular basis and rarely do they know agents personally or have one on retainer like they may have a lawyer for regular business purposes.

If your job doesn’t entail a lot of property transactions you might feel like a fish out of water when looking around for a Brooklyn real estate agent . Fortunately, deciding on the right one isn’t as hard as you might think.

Real Estate Agents Are People Too

That’s right, they have the same qualities you would think of in any other individual you might do business with. So, finding an agent really comes down to measuring many of the same values you’d use to choose another business associate.

Here are two tips to help you determine which real estate agent is right for you:

  • Ask the agents you’re considering for a list of past clients, and or testimonial letters.  Contact those past clients to find out what they thought of the agents and if they’d use them again.
  • Interview the real estate agents. Ask them how long they’ve been in the Brooklyn New York real estate business, how many homes they’ve sold in the past year, how they can help you find a buyer for your home.

If you’re looking for a real estate agent that can represent you in buying or selling your Brooklyn real estate, I’d be honored if you’d give me the opportunity to interview for the job.  Contact me, Charles D’Alessandro at Fillmore Real Estate, today at (718) 253-9600 ext. 206, or email me at [email protected].

Brooklyn New York Realtor

Wednesday, November 25th, 2009
Charles D'Alessandro Fillmoore Real Estate

Charles D'Alessandro Fillmoore Real Estate

Brooklyn defies labels. It is at once funky, elegant, down-to-earth, exclusive, serene, a little wild, and much more. Here in New York City’s most populous borough, you can turn a corner and step into a completely different world. While this sounds exciting, if you’re a newcomer to the area this can often be confusing. It becomes even more so if you’re a home buyer looking for the right home and the right neighborhood. This is when an experienced Brooklyn, New York Realtor comes in handy.

Brooklyn is made up of a mosaic of different neighborhoods, each one distinct and offering a different set of features. A small-town feel and historic homes dominate in Brooklyn Heights, for example, while Downtown Brooklyn is faster-paced and offers high-rise housing options.

The right Brooklyn, Realtor not only facilitates the actual buying process, but is constantly by your side from the time you start looking to the time you close and even beyond. Your Brooklyn, Realtor should be able to give you in-depth insights not just on the homes you’re looking at themselves, but also on the neighborhoods you’re considering. While it’s always advisable for you to conduct your own research, nothing beats the insights that a seasoned professional can provide. With the right Brooklyn, New York Realtor to guide and advise you, the process of finding, buying and moving into the right home becomes much simpler.

Explore the abundance of Brooklyn real estate options with the support and guidance of Brooklyn, Realtor Charles D’Alessandro. No one knows the borough better.

Brooklyn Real Estate Company Steps Up Recruitment Efforts!Eying 2010 Market Turn Around!

Friday, November 20th, 2009

Fillmore Real Estate Brooklyn’s largest independently owned real estate company has stepped up it’s efforts to find both existing, licensed agents, as well as reaching out to people who are on the market for new careers. At Fillmore real estate  the future is here with technology,training and our mentoring programs. We feel that the Brooklyn real estate market is poised for growth in 2010 and beyond. John Reinhardt, President , CEO of Fillmore Real Estate  has reported October sales where 83% over the previous year and that,  It seems that the lower prices, low interest rates and the government tax incentives have all combined to create the perfect storm for Brooklyn real estate. This past week Fillmore Real Estate’s career nite was standing room only.  In 1986 when I started in the real estate business most office where Mom and Pop local places, where the slogan was Here’s Your Desk, Here’s Your Phone,Your On Your Own! Today it’s about the training says John Reinhardt.We are looking for the best agents to join the best company and we feel Fillmore Real Estate is the best!

DATE: January 27th, 2010
TIME: 7 p.m. to 9 p.m.
2990 Avenue U, Brooklyn, NY 11229

Call Ann-Marie at Fillmore Real Estate 718-907-1123 CLICK HERE to reserve your seat!

Charles D’Alessandro

[email protected]
tel 718 253-9600
fax 718 253-9573

Real Estate Agent or Real Estate Professional?

Wednesday, November 4th, 2009

It’s fall 2009, the leaves and the mercury are beginning to fall.  With the real estate market thawing out a bit and the interest rates staying at a steady low. Buyers are shopping for the next best deal, are you as a Realtor prepared?  In the past years with prices on the rise and sales happening at record paces the only thing a real estate agent really had to know was: if a buyer didn’t buy today, the price would be higher tomorrow. In today’s real estate market there is caution, buyers and sellers are able to research and find much of the same information agents have.  Yes, its a very transparent world. So as a Realtor are you prepared?  A good Realtor is priceless to the process.  A good Realtor should strive to improve everyday by research and education (not just how to sell and fancy closing lines). Realtors must study technology, as well as research the market trends and keeping up with mortgage options.  The Realtor of today and of the future is here to consult as well as help interpret the information with their clients.  This takes hard work and commitment  to be the best you can be. So I guess what I’m saying fellow Realtors: the public expects and deserves more!  The product you are selling is you!  Are you the best you can be? Do you choose to be just  a Real Estate Agent or a Real Estate Professional?

by Charles D’Alessandro and Brooklyn Real Estate Sales

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