Archive for the ‘Community Information’ Category

Spring Time Have the Best Garage Sale at Your Brooklyn Home

Sunday, April 21st, 2013

Have a Garage Sale at your Brooklyn Home

Have a Garage Sale at your Brooklyn Home

Spring time is here. It’s that time of year again… time for spring cleaning, and to have a garage sale at your Brooklyn home!  This year, you can have your most successful garage sale ever.  Here are a few tips to help:

·        Advertise your sale in local newspapers and online.  Many of the habitual Saturday morning garage patrons use the paper to plan their morning.  They do this to make sure they hit all of the sales in certain neighborhoods.  In the ad, mention your  Brooklyn home address, date and time of your garage sale and big or hot items you have for sale. 

·        Open early.  It’s best to open early, around seven in the morning.  Sales tend to taper off in the afternoon.  Don’t disappoint early shoppers who are typically your best buyers.  They have a busy schedule and a lot of sales to hit.  Open on time, or even a few minutes before the time you advertised.

·        Make plenty of signs pointing the way to your Brooklyn home.  If your yard is difficult to see, or is not on a main road, post signs pointing the way.  If allowed, post the signs near a main road and attach a few balloons to it.  This will catch the attention of the passing motorists.

·        Have everything clearly labeled with reasonable prices.  Keep in mind that these shoppers are looking for a bargain and price accordingly.  You can individually label each item, or use an easily readable color-coded chart.  For instance, a blue sticker means 25 cents, red stickers mean 50 cents, yellow stickers mean $1, etc.

·        Offer specials at different points during the sale.  You can offer a “two-for-the-price-of-one sale” hour or a “twenty percent off during the next hour” special.  Make sure to list your planned specials and their times at the bottom of your signs and newspaper ads.  At the end of the day, you may want to have an unadvertised special such as “fill a bag for $1” to get rid of as much as possible.

·        Donate leftovers.  Make your life easier and do something good for others by donating any items that don’t sell.  If you plan carefully, you can schedule a pick up by your local charitable organization at the end of your garage sale.

With these tips, you’re well on your way to having your best garage sale ever.

Want more money saving ideas like this one?  Subscribe Brooklyn Real Estate Blog get home improvement tips ?

Give me a calll Charles D’Alessandro Your Brooklyn real estate agent with Fillmore Real Estate a call at (718) 253-9600 ext 206 or email me at charles@brooklynrealestatesales.com.

Brooklyn Real Estate Sales Deal Of the Day!

Thursday, April 19th, 2012

Brooklyn Real Estate For Sale

Click on Picture for more information

Brick One Family For Sale Located in Brooklyn's Madison Community

Detached brick home on prime Brooklyn Street for sale, bright and sunny rooms, excellent condition with driveway and garage. Present all offers, with bank qualification. For more information, please call Charles D’Alessandro Your Brooklyn real estate agent with Fillmore Real Estate a call at 718/253-9600 ext 206 or email me at charles@brooklynrealestatesales.com

Brooklyn Real Estate Deal Of the Week

Tuesday, January 31st, 2012

Brooklyn’s Marine Park Community! Price Adjusted !

Brooklyn’s Marine Park Community CLICK PICTURE FOR MORE INFO!

Marine Park Location!! 3 bedroom duplex with 2 baths, finished basement

with 2 extra bedrooms, just a short walk to great schools,shopping ,

houses of worship and transportation to Manhattan.

Priced to sell today!

Call Charles D’Alessandro your Brooklyn Realtor®

with Fillmore Real Estate today (718) 253-9600 ext 206

or e mail me at charles@fillmoresbest.com today for private tour and or Open House Schedule !

for these or any other Brooklyn House For Sale, priced to deal !

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Stop Renting and Buy a Brooklyn Home in 2012

Sunday, January 29th, 2012

Charles D'Alessandro your Brooklyn real estate agent!

While we all know the economy has taken a hit on the real estate market, that doesn’t mean purchasing a Brooklyn home and putting down roots has turned into an unreachable dream. In fact, you can grasp it quite easily, and there are many benefits to doing so.

Start 2012 off right by setting new life and financial goals for yourself. If you’ve been renting and are planning to remain in Brooklyn, then it’s definitely time for you to consider buying a house. Here are some benefits you should take into account:

  • You’ll build equity. If you take out a loan, you’ll be using someone else’s money to turn your property into a piggy bank and eventually make money as your Brooklyn home appreciates. Plus, when you sell down the road, you won’t have to share the proceeds — what’s not to like about making money with your bank’s money!
  • You’ll receive tax breaks. The government supports purchasing homes by giving you significant tax breaks on your federal taxes. And when it comes time to sell, you won’t have to pay capital gains taxes either, until you hit a certain ceiling.
  • You’ll be able to count on consistent payments year to year. If you can get a fixed-rate mortgage, you won’t need to worry about an annual increase in your housing payments. When you’re renting, you never know what your payments could be from lease to lease, which makes it hard to determine if your current residence will always be within your budget.

While the appreciation on a house you purchase now might not shoot up as fast as it did a decade ago, buying a home is still a wise long-term investment. Paying rent is no investment at all.

If you’re on the fence about the benefits of purchasing a Brooklyn home in the New Year or you’d like to see what’s available, please call Charles D’Alessandro Your Brooklyn real estate agent with Fillmore Real Estate a call at 718/253-9600 ext 206 or email me at charles@brooklynrealestatesales.com I’m happy to help.

Fall Maintenance Checklist for Your Brooklyn Home

Thursday, October 20th, 2011


The change of seasons is always a good time to pay attention to home maintenance. Here are some tips to get your Brooklyn home ready for winter.

ü      Put away garden hoses and turn off outdoor spigots. If you don’t, the first hard freeze could cause your hoses to burst, or even worse, freeze the water in outdoor pipes. This is a headache you can easily avoid.

ü      Clean out gutters. After the leaves have fallen is a great time to do it. While you’re at it, consider installing downspout extensions, which are inexpensive and easy to install.

ü      Pick up all outdoor extension cords and check all cords for potentially dangerous nicks or frayed spots. Store extension cords neatly in the garage or basement. Extension cords are for temporary use only.

ü      Find those air leaks. To find leaks in your Brooklyn home, turn on all of the exhaust fans in the house (including any kitchen fans that vent outside), and put the clothes dryer on the air dry setting. Then, light an incense stick. Use the smoke to detect drafts around windows, doors, and other gaps so you know where to caulk.

ü      Check around the furnace. Before you turn it on, make sure no flammables (like paint, turpentine and sealants) are being stored near the furnace. These create a fire hazard. While you’re there, go ahead and change the filter before heating season.

ü      Clean the filter in the hood of your kitchen range. You can just throw it in the dishwasher, and it’ll be as good as new.

ü      Check the toilet. Put some food coloring in the toilet tank. If the water in the toilet bowl changes color without flushing, your toilet is leaking and probably needs a new flapper or other seal.

For more handy tips like these for your Brooklyn home, subscribe to my blog. It’s free!

What to do with those Outdated Items in your Brooklyn Home

Sunday, October 16th, 2011

What to do with those Outdated Items in your Brooklyn Home

If your Brooklyn home is starting to look like a landfill, you’re not alone. You’d like to get rid of all the old stuff you don’t use anymore, but you want to be responsible and don’t know where to take it, right?

Here are some of the most common obsolete items and ideas on what to do with them.

·        Technotrash: This is computer-related waste, VHS tapes, cassette tapes, CDs, DVDs and other obsolete accessories.  A company called GreenDisk can handle all your technotrash disposal needs by safely and securely destroying your old data, recovering reusable components, and recycling all of the rest of your accumulated technotrash.

  • Old electronics: Also known as e-waste, this includes old appliances, TVs and monitors that contain valuable metals that can be recycled, along with other hazardous heavy metals that need to be handled responsibly. Many communities sponsor an E-waste Day, when everyone can bring their old appliances in for safe disposal. Some retailers have recycling programs where you can earn gift cards by trading in old electronics.
  • Shoes: Don’t trash those outdated shoes or ones you just don’t wear anymore. Soles4Souls is a charity that wants all gently-worn shoes. You can find drop-off locations near your Brooklyn home. The shoes will be sent to people in need around the world.
  • Old medicines: If you have medications that are past their expiration date or that you don’t want or need any longer, don’t flush them. Drugs are becoming a serious problem in water supplies and groundwater.  You can now buy a postage-paid envelope to responsibly dispose of many prescriptions and over-the-counter drugs. The Dispose My Meds program is an online resource to help you find local pharmacies that will take back expired or unwanted drugs.

Now that you know where to take your old obsolete stuff, you’re well on your way to getting your Brooklyn home clean and de-cluttered. If your next step is to get it on the market, I can help with that too! Contact me call today Charles D’Alessandro Your Brooklyn real estate agent with Fillmore Real Estate at 718/253-9600 ext 206 or email me at charles@brooklynrealestatesales.com,

Brooklyn Real Estate Hot Deals Of The Week!

Wednesday, June 29th, 2011

Just Reduced to Sell!

All brick three family home with large walk in basement

great income with driveway and garage! ASKING $599,000

Check it out here


Newly converted Marine Park Two Family

Marine Park Brooklyn! Two family

Price Reduced!

Brick house with 2 bedrooms over one bedroom.

Brick, semi-detached two family.Call for details.

Check it out here

Marine Park Three Bedroom Co-op For Sale

Price Reduced!

Three Bedroom co-op in the Marine park

community of Brooklyn Spacious apartment with lots of closets.

Just blocks from transportation,  Check it out here

Lefferts Garden Brooklyn - 3 story, 2 family limestone.

Walk to Prospect Park & Botanical Gardens.

Lefferts Garden Brooklyn – 3 story, 2 family limestone. 6 Bedrooms,

3 baths, hardwood floors, fireplaces, skylight,

pocket doors and other original details.

Walk to Prospect Park & Botanical Gardens.

Check it out here

Whether you have questions about the above Brooklyn New York  home for sale, or looking for something else I can help.  Please give Charles D’Alessandro Your Brooklyn Realtor® with Fillmore Real Estate a call today at 718/253-9600 ext 206 or email me at charles@brooklynrealestatesales.com.  I’ll give you a free home price  analysis to determine how much your home is worth in today’s market.

Emergency Homeowners Loan Program May Provide Relief For Brooklyn

Wednesday, June 22nd, 2011
Top stocks

Emergency Homeowners Loan Program for Brooklyn Homeowners

$1 billion in new help to flailing homeowners

Only about 30,000 are expected to get these interest-free loans, which can eventually be forgiven by the Emergency Homeowners’ Loan Program.

This post comes from Marilyn Lewis at MSN Money.

Homeowners have until July 22 to get pre-screened for a new, interest-free government loan intended to help delinquent homeowners stave off foreclosure. In fact, for those who play by the rules, the loan isn’t really a loan — it’s a gift.

No reason is offered for the short deadline, only that the next four weeks are for “pre-screening” applicants. After that, presumably, selected homeowners will be allowed to apply.

The $1 billion in aid — money provided in the Dodd-Frank Wall Street Reform and Consumer Protection Act (.pdf file) — was announced this week.

“The program, known as the Emergency Homeowners’ Loan Program, is expected to help up to 30,000 distressed borrowers, according to HUD,” says The Washington Post.

That’s about $34,000 apiece, on average. Sounds great, but of course there are plenty of caveats and qualifications.

Who’s eligible?

Apply if:

  • You’re (involuntarily) unemployed or underemployed after losing a job or because of a serious medical condition.
  • You’re 90 days delinquent on your mortgage payments on your primary home.
  • You’ve received a notice of foreclosure.
  • Your income has dropped by at least 15%.
  • You’re likely to be able to resume home payments within two years.
  • You meet the income eligibility criteria. Roughly, that’s if your household income in 2009 was at or below $75,000 a year or 120% of the area median income for a household size of four.

These loans can become gifts

These “bridge loans” of up to $50,000 are “forgivable,” says HUD. They appear to be carefully constructed to reduce the incentive for underwater homeowners to walk away from their homes.

Here’s how the program works:

  • Lucky approved homeowners will get one-time help to become current on overdue mortgage costs and make monthly (first lien) mortgage payments (including principal, interest, taxes, and insurance) for a maximum of two years or $50,000.
  • The loan becomes a junior lien against the borrower’s home. No payments on the loan are due for five years if the borrower stays current on mortgage payments and meets other requirements. After that, the loan balance is reduced by 20% a year until nothing is owed and the junior lien is eliminated.

The loans are available only in 32 states and Puerto Rico. Participating states: Alaska, Arkansas, Colorado, Connecticut, Delaware, Hawaii, Idaho, Iowa, Kansas, Louisiana, Maine, Maryland, Massachusetts, Minnesota, Missouri, Montana, Nebraska, New Hampshire, New Mexico, New York, North Dakota, Oklahoma, Pennsylvania, South Dakota, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.

Tips:

Watch for fraud

Beware of fraudsters, who are bound to crop up like toadstools after a rain. ConsumerAffairs.com says that legitimate agencies won’t phone you. You’ll have to call them.

The rules require that you personally apply for the loan. In other words, if someone calls you, asks for advance payment and promises to apply on your behalf, you’ve hooked a con artist and you’d be a dope to participate.

On the other hand, ConsumerAffairs says, the actual, legitimate government program itself can sound a little fishy:

It may sound like a classic foreclosure rescue scam: a limited-time offer for a free government loan to save your home. But this time the offer is legitimate.

The rest of the states

You may be wondering: Why only some states?

The answer: Homeowners in the other states already are getting billions of dollars in help from the Hardest Hit FundPost continues after this video about Florida’s Hardest Hit Fund.

5 Steps to Selling Your Brooklyn New York as a Home Short Sale

Wednesday, June 15th, 2011


Short Sale vs. Foreclosure on your Brooklyn Home

Although selling your Brooklyn New York home as a short sale probably isn’t what you’d prefer, it may be the best option for you.  The good news is that short sales are becoming the preferred option for lenders hampered by the huge number of  Brooklyn foreclosures.

To get you started on your short sale journey, here’s the condensed version of how to sell your Brooklyn home as a short sale:

  1. Hire an experienced real estate professional. Find a real estate attorney and/or agent who have successfully closed a lot of short sales.  Additionally, REALTORS® with the Certified Distressed Property Expert (CDPE) designation have a thorough understanding of how to assist their clients in foreclosure avoidance options. Having experienced professionals guide you through the process is crucial to your success.  You want them working for you as soon as possible because they’ll be communicating and negotiating with your lender.
  2. Start now. As soon as you know you can no longer afford your home, hire your real estate professionals and get started.  The longer you wait to get the short sale process started, the harder it’s going to be.  Like everything in life, the more options you have the better off you are.  Don’t wait until foreclosure is your only option.
  3. Prove to your lender that you’re truly a financial hardship case. If you just want to stop paying your mortgage, you won’t be able to sell your home as a short sale.  You must prove you honestly cannot afford your home by giving your lender a:
    1. Detailed financial worksheet documenting your expenses and income.
    2. Copy of your income tax returns for at least the last two years.
    3. Hardship letter providing details about why you cannot pay your mortgage.
  4. Submit Letter of Authorization.  Write a letter to your lender giving him permission to talk with your real estate professionals about your loan.  Include the names of all the borrowers and their social security numbers, your real estate professionals’ names and contact information, your home’s address and loan reference number.
  5. Take the advice of your real estate professionals. You hired them for their expertise.  Now, take their advice and allow the pros to guide you the rest of the way through this process.

Whether you have questions about short sales, foreclosures or traditional Brooklyn New York  home sales, I can help.  Please give Charles D’Alessandro Your Brooklyn Realtor® with Fillmore Real Estate a call today at (718) 253-9600 ext 206 or email me at charles@brooklynrealestatesales.com.  I’ll give you a free home price  analysis to determine how much your home is worth in today’s market.

Brooklyn Realtor® Presents Marine Park Brooklyn Condominium For Sale

Thursday, June 2nd, 2011